A portfolio checker for risk, fees and concentration.
Look beyond individual funds. Copio's educational portfolio check helps you examine how your holdings fit together, what they cost, and which risks deserve a closer look.
Open the portfolio checkerThree questions to ask about your portfolio
Where is the concentration?
Different fund names can hide overlapping exposures. Review how your money is divided across asset classes, regions and investment risks.
What do the fees add up to?
Put fund and wrapper charges into context. Read the dated sources and distinguish recurring charges from dealing costs, spreads and taxes.
What could happen in a bad market?
Explore modelled risk alongside historical examples. A stress scenario makes its assumptions visible; it does not predict your next return.
A simple stress scenario, before any score
Take an illustrative €10,000 portfolio: €7,000 in equities and €3,000 in cash. If equities fall 30% while cash is unchanged, the portfolio loses €2,100, or 21%.
Hypothetical arithmetic, not a checker result or forecast. Assumes no trading or withdrawals, unchanged cash, and no fees, taxes or currency effects. Actual cash and money-market products have different risks. Historical asset-class drawdowns cannot simply be added together: their lows occur on different dates.
From your holdings to better questions
- Start with the holdings and amounts you want to examine.
- Read the exposures, costs and model assumptions behind the result.
- Use the findings to investigate further, with the methodology and worked examples alongside you.
What this check can and cannot tell you
The growth outcome is compounded wealth after costs. Concentration and volatility are diagnostics; lower readings alone do not establish better growth. Results depend on the holdings, valuations and source coverage available. Models simplify markets and cannot rule out losses, liquidity problems or an unforeseen crisis. Copio provides financial information and educational analysis, not personalized investment advice or an instruction to buy or sell.